Skip to content
Hot News

How to Automate Your Social Media Calendar in 1 Hour a Week (Using Free Tiers)

From $0 to $3,000 Biweekly: Real Case Studies of Bootstrapped Print-on-Demand Stores

The 3D Principle: How to Delete, Delegate, and Digitize Your Administrative Chaos

The 48-Hour MVP: How to Build and Launch a Service Business This Weekend

Is Your Business a Venture or a Gamble? The Frugal Guide to Micro-Investing Cash Reserves

Why Local Service Arbitrage is the Easiest Side Hustle to Scale in 2026

Penny Pencil logo 100p
Penny Pencil

Frugal, Smart, and Timely

Menu
Saturday, September 12, 2026

Jared Marino

Economist, Business Writer

Jared Marino is a seasoned economist and writer with a keen eye for the complexities of the modern economy. Armed with a graduate degree in economics from the University of North Carolina at Chapel Hill, he has spent years immersed in the world of market trends and business growth. His analytical mind and passion for storytelling have led him to become a sought-after expert in his field.

A modern desk showing a laptop with the Buffer social media scheduling dashboard open, a smartphone displaying an Instagram feed, a handwritten weekly content plan notebook, and a cup of coffee
  • Entrepreneurship and Small Business

How to Automate Your Social Media Calendar in 1 Hour a Week (Using Free Tiers)

If you are a solo founder, freelancer, or small business owner, you know that maintaining a consistent social media presence is a non-negotiable part of modern marketing....

Jared Marino
June 20, 2026
Read More
A flat-lay of a cream-colored t-shirt with a retro vintage hiking trail graphic on a rustic wooden surface, beside a smartphone showing a Printify order confirmation, a Shopify shipping box, and scattered coins representing zero upfront cost
  • Entrepreneurship and Small Business

From $0 to $3,000 Biweekly: Real Case Studies of Bootstrapped Print-on-Demand Stores

If you’ve spent any time researching low-cost side hustles, you have undoubtedly run into the concept of Print-on-Demand (POD)....

Jared Marino
June 19, 2026
Read More
A clean desk flat-lay showing a laptop with a Zapier automation workflow on screen, a sticky note reading 'Delete. Delegate. Digitize.', a pair of scissors, a notebook, and a cup of coffee
  • Entrepreneurship and Small Business

The 3D Principle: How to Delete, Delegate, and Digitize Your Administrative Chaos

If you are a solo founder or small business owner, you are likely suffering from a modern epidemic that I call administrative creep....

Jared Marino
June 18, 2026
Read More
A young female founder working intently on a laptop at a modern kitchen island with a notebook beside her, coffee mug, and a digital wall clock in the background showing 11:30 PM.
  • Entrepreneurship and Small Business

The 48-Hour MVP: How to Build and Launch a Service Business This Weekend

Hook: the market rewards speed. Too many service founders stall in planning — polishing a website, drafting perfect contracts, agonizing over logos — while customers pay someone else. As an economist ...

Jared Marino
June 17, 2026
Read More
A modern wooden office desk with a smartphone showing a high-yield savings account interest rate, a neat stack of coins next to a calculator, a business ledger book, and a clean glass of water.
  • Entrepreneurship and Small Business
  • Business & Finance

Is Your Business a Venture or a Gamble? The Frugal Guide to Micro-Investing Cash Reserves

The grass looks greener on the other side of your balance sheet until you realize it isn’t: inflation quietly shrinks the purchasing power of your idle cash. As a small business owner, you don’t need ...

Jared Marino
June 17, 2026
Read More
A confident young entrepreneur holding a tablet showing a service booking website, standing in a sunny suburban driveway while a contractor loads equipment into a white service van in the background
  • Entrepreneurship and Small Business

Why Local Service Arbitrage is the Easiest Side Hustle to Scale in 2026

When most people think about starting an online business, they immediately flock to the most crowded digital marketplaces. They spend months trying to launch dropshipping stores, build print-on-demand...

Jared Marino
June 16, 2026
Read More
A young professional working on a laptop at a vibrant local coffee shop, with a warm cup of coffee, a notebook, and soft background chatter.
  • Entrepreneurship and Small Business

5 Side Hustles That Require Zero Upfront Capital (And How to Scale Them)

Every month I get the same question from students and readers: “I have a laptop and time — how do I make real money without throwing cash at a business?” As an economist who teaches lean startup metho...

Jared Marino
June 15, 2026
Read More
A man sitting alone at a kitchen table staring at a laptop screen showing his bank balance, with a coffee mug nearby and overcast light through the window.
  • Personal Finance

I Made Good Money for 10 Years and Still Had Nothing to Show for It — Here’s the Moment That Finally Changed Everything

I made decent money for 10 years and had almost nothing saved. Here’s the moment I finally saw the problem — and the two habits that actually changed things....

Jared Marino
June 15, 2026
Read More
A person reviewing a high-yield savings account app showing 4.5% APY on a smartphone, with a laptop and notebook on a clean desk.
  • Personal Finance

Why 2026 Might Be the Best Year to Open a High-Yield Savings Account (Before Rates Drop Again)

High-yield savings rates are still strong in 2026, but they won't stay that way. Here's how to open the right account before rates fall and keep your money working....

Jared Marino
June 15, 2026
Read More
A shopper examining appliance price tags in a store aisle, illustrating the impact of 2026 tariffs on consumer goods prices.
  • Personal Finance

The 2026 Tariff Tax Nobody Warned You About (And What to Do Before It Hits Your Budget)

Tariffs are quietly raising prices on appliances, clothes, and tools in 2026. Here's what to buy now, what to swap, and how to budget before it hits harder....

Jared Marino
June 15, 2026
Read More
12
Copyright © 2026 Penny Pencil | Powered by News Magazine X